Commercial & Business Insurance

Comprehensive coverage for every type of business — from startups to established enterprises

Protect Your Business Today

Our commercial lines team will build a custom insurance package for your business. Get started with a free consultation.

Buy coverage directly online — fast quotes, instant issue, no waiting. Choose a product below to get started in minutes.

Powered by Propeller — apply and get your bond issued in minutes, with the widest selection of instant-issue bonds on the market.

Universal Insurance Brokers provides tailored commercial insurance solutions for businesses of all sizes. Explore our coverage options below.

Any type of commercial auto, fleet and non-fleet with no experience requirement. Only A-rated carriers for fleets.

Doctors malpractice, Errors & Omissions, and all professional liabilities with top-rated carriers.

Liquor liability and full commercial package policies at the lowest rates.

Available for every occupation with flexible pay plans. Can merge with ADP payroll.

Instant quotes from Hiscox and Next Insurance.

Package or standalone policies. Dedicated team for large accounts.

Floater policies for all tools and equipment covering job sites and vehicles.

Personal and commercial umbrellas with the nation's largest umbrella carrier.

Garage keeper and bond available with 100+ carriers including A+ to B rated options.