Privacy Policy

Information you give us

When you fill out a form on the Site, call, text or email us, we collect the information you choose to provide. Depending on the form, this may include:

• Your name, phone number, email address and mailing or property address
• Date of birth
• Details about the property, vehicle, business or coverage you want to insure (for example, year built, current insurance carrier and type of ownership)
• Any message or remarks you send us

Information collected automatically

We use Google Analytics to understand how visitors use the Site — for example, which pages are viewed, how visitors arrive, the general location (city/region), device and browser type, and actions such as clicking a phone number, a quote button or submitting a form. Google Analytics uses cookies and similar technologies to collect this information. It does not give us your name or contact details.

Our web host may also keep standard server logs (such as IP address, browser type and the pages requested) for security and to keep the Site running.

How we use your information

• To prepare insurance quotes, compare options and contact you about them
• To respond to your questions and requests
• To service policies you obtain through us
• To understand and improve the Site and our services
• To comply with legal and regulatory obligations

How we share information

We do not sell your personal information. We share it only as needed to serve you:

• With insurance carriers, wholesalers and agencies we work with, so they can provide quotes and issue coverage you request
• With service providers that help us operate the Site and our business — for example, FormSubmit (which delivers website form submissions to our email), our website host, and Google (analytics and embedded maps)
• When required by law, regulation, court order or to protect our rights and the safety of others

Third-party sites and tools

Some buttons on the Site take you to quoting tools operated by third parties (for example, our online quote portal and partner quoting tools for general liability and surety bonds) and to social media sites. Our location pages include embedded Google Maps. Those services are governed by their own privacy policies, and we are not responsible for their practices.

Your choices

• You can choose not to submit forms and contact us by phone instead.
• You can block or delete cookies in your browser settings.
• You can opt out of Google Analytics with Google's browser add-on at tools.google.com/dlpage/gaoptout.
• You can ask us to update or correct the information you gave us, or to stop contacting you, by using the contact details below.

Data security and retention

We use reasonable administrative and technical measures to protect the information we receive. No method of transmission over the internet or electronic storage is completely secure, so we cannot guarantee absolute security. We keep information for as long as needed to provide our services and to meet legal, regulatory and record-keeping requirements.

Children's privacy

The Site is intended for adults. We do not knowingly collect personal information online from children under 13.

Changes to this policy

We may update this policy from time to time. The "Last updated" date at the top shows when it was last changed.